How to Keep More Cash in Your Pocket
Traveling abroad? Between exchange rates, ATM fees, and sneaky service charges, your money can disappear faster than you think. These simple tips will help you stretch your budget and spend smarter wherever you go.
1. Withdraw cash strategically
Using ATMs overseas can be cheaper than currency exchange counters — if you pick the right ones. Choose ATMs run by major banks, avoid airport machines, and withdraw larger amounts less often to cut down on repeated fees.
2. Always choose local currency at checkout
When a store or ATM asks whether to charge you in your home currency or the local one, always pick the local currency. Dynamic Currency Conversion (DCC) often adds hidden fees and poor exchange rates that drain your wallet.
3. Use a no-foreign-fee card
Before your trip, check which of your cards waive foreign transaction fees. Many travel credit cards do — and they often add perks like travel insurance or rewards points for every dollar you spend abroad.
4. Track your expenses on the go
Don’t lose track of what you’re spending. Use apps (or ConvertItQuick’s built-in tools) to convert costs in real time and keep your travel budget in check. A few minutes of tracking can save you from big surprises later.
5. Keep a mix of payment options
Cash, card, and mobile pay each have pros and cons. Carry a small amount of local cash for street vendors or small shops, but rely on your card for larger or safer transactions. Balance convenience with security.
Conclusion
Traveling smart with your money isn’t about cutting corners — it’s about keeping what’s yours. By planning ahead, watching fees, and knowing when to convert, you’ll enjoy your trip and come home with more in your pocket.
Published November 6, 2025
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